Securities and Mutual Fund orders can only be placed by phone or in person. We will not process orders sent electronically, including but not limited to, communications sent via the Internet, mobile and cellular technologies, and electronic mail. Also, communications transmitted by you electronically represents your consent to two-way communication by electronic means. If you receive communications in error, please contact the sender and delete the material from any electronic means on which it exists.

Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company (NM) (life and disability Insurance, annuities, and life insurance with long-term care benefits) and its subsidiaries, including Northwestern Long Term Care Insurance Company (NLTC) (long-term care insurance), Northwestern Mutual Investment Services, LLC (NMIS) (investment brokerage services), a registered investment adviser, broker-dealer, and member of (FINRA) and (SIPC), and Northwestern Mutual Wealth Management Company® (NMWMC) (investment advisory and trust services), a federal savings bank. NM and its subsidiaries are in Milwaukee, WI.

Ernest Gene Efird III is a District Agent of NM, NLTC and a Registered Representative of NMIS.

Ernest Gene Efird III, District Agent, Northwestern Mutual has Financial Representatives that are primarily licensed in VA.

CA License: 0N09489
NPN: 16875566

The products and services referenced are offered and sold only by appropriately appointed and licensed entities and financial advisors and representatives. Financial advisors and representatives and their staff might not represent all entities shown or provide all the products or services discussed on this website. Not all products and services are available in all states. Not all Northwestern Mutual representatives are advisors. Only those representatives with "Advisor" in their title or who otherwise disclose their status as an advisor of NMWMC are credentialed as NMWMC representatives to provide investment advisory services.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

The Chartered Advisor for Senior Living (CASL®) designation is conferred by The American College of Financial Services.

Kari Baldys, Chelsea Bawab, Rachel Blankinship, Raven Bynon, Ian Caskill, Christopher Cornicello, Deborah Goldeen, Mary Ann Gries, Hailee James, Courtney Jenkins, Meredith Lackie, James Makowski, Skyler Meadows, Sylvia Montgomery, Sheryl Myers, Carole Persinger, Shannon Redmon, Hannah Schratz, Katharina Slegar, Austin Smith, Carrie Smith, Samantha Smith, Karen Snyder, Addy Vosler, Courtney Wideman, Kaitlyn York and Narcisa Zurita are employed by the General Agent and associated with the local office listed. Recruiters are not licensed insurance agents, registered representatives of a broker-dealer, investment adviser representatives of a registered investment adviser, or representatives of a federal savings bank.

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