J BLACK FINANCIAL GROUP
John A Black
Founder and CEO|CFP®, CLU®, ChFC®, CASL®
Achieving success by helping you connect what’s on your balance sheet with what’s in your heart.
Our Unique Planning Approach
Process
Our unique planning process begins by discovering what’s in your heart, then connecting that with what’s on your balance sheet in order to help our clients achieve successful outcomes.
Taxes
We believe that minimizing taxes helps to improve client outcomes, therefore we utilize multiple tax-efficient strategies.
Emotions
We are also proponents of Behavioral Economics—half of Vanguard’s “Advisor Alpha” (the excess return equivalent of working with a good advisor, holistically) is attributed to Behavioral Coaching.
Philosophy
We utilize mathematics, history and Nobel Prize-winning theories, not the latest gimmicky product.