Chai Pan Ngai
Growth and Development Director|CFP®
Sincere | Practical | Execution
Personal
City boy is the description of Chai's early life. He grew up in both major cities in the east (Hong Kong) and immigrated to America (NYC) when he was 6. Chai graduated from University of Buffalo with an International Business major.
As you might see traveling is in his blood. Traveling the world with his family is Chai's favorite hobby. He loves it because he can enjoy different cuisines, experience different cultures, and learn different perspectives all while being with his family.
Chai lives in Long Island with his wife HK, their daughters Chloe and Jordyn, and corgi Popeye.
Professional
Chai joined Northwestern Mutual in 2015 to become a financial advisor. He wanted to build a career that has the flexibility to create, be challenged for the right reasons, and have unlimited growth potentials. Also, he wants to do something that will insure he can provide for his family.
Family is really the reason for everything he does. He values the happiness of his loved ones beyond his own. What he enjoys most is meeting and getting to work with clients that has similar views to him. Those are family-oriented, loyal, and kind.
He is a CERTIFIED FINANCIAL PLANNER® professional with series 7, 6, 63, and Life, accident, and health licensed.
Here are my areas of expertise
We help founders, business owners, and highly skilled income earners with tailored plans that fit their needs, goals, and ultimate vision. The complexity of planning and integrating the different pieces that fits in your financial planning puzzle is where we find the most joy in our work. You are 1 in 400 trillion, truly unique, and so should your financial plan be.
Financial Planning
Advisory Services
Tax-Efficient Strategies
Multigenerational Planning
Business Planning
Estate Planning
As a Certified Financial Planner (CFP), I provide personalized and comprehensive financial advice to individuals, families, and businesses. With expertise in areas such as investment planning, retirement planning, tax planning, estate planning, and risk management, I help clients achieve their financial goals. Upholding the highest standards of professionalism and ethics, I prioritize building trust, offering unbiased advice, and empowering clients to make informed decisions. Together, we navigate the complexities of financial planning to secure a prosperous future.
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
