Chai Pan Ngai

My goal is to help alleviate financial stress one family at a time. We all have faced some sort of financial decisions that's cause stress in our lives before. Even as a kid I vividly remember in the crossroads of two choices, should I spend this allowance money on food or trading cards?

For adults things such as saving enough money for marriage, can I afford to go to this school, will I be able to pay this loan back, how can I minimize this tax impact when I make too much, when should we and can we buy a house, and the list goes on.

For some in the later financial stages the stress is estate planning, charity, giving to family, and the big one, can I retire?

Bottom line is we all face some sort of financial decisions that will impact different aspects of life for short to long term. We pride ourselves in being a team that listens first and deliver meaningful solutions that is tailored to be yours. We strive to make those solutions practical for the short term, efficient in the long term, and most importantly just like how life changes we want the plans we build to be flexible for changes in life.