Timothy W Carmean
Financial Advisor
Personal
Tim was born and raised in Giddings, Texas. He and Brenda, his wife, have been married 30+ years and have two grown daughters, Melissa and Abigail, who live nearby.The Carmeans have lived in the Houston area since 1977 in Katy, Spring and now in Huntsville. Tim is a member of Resurrection Lutheran Church in Spring, Texas.
He enjoys spectating UH Football, Texans Football, Rockets Basketball and Astros Baseball! He gets recharged playing golf and spending time with Brenda on long walks and his dog Buster and some 70s music.
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
Professional
In 1977, Tim Carmean came to Houston to work in the oil services industry for Schlumberger Company, a Fortune 100 company. But as the oil boom receded and Tim saw people losing their jobs in the prime of their careers, he decided to change his focus.
Tim returned to school and began working toward his bachelor’s degree in business administration. At the same time, he evaluated various business opportunities. Tim Carmean chose to join the Northwestern Mutual Financial Network, becoming a college intern in 1987. "I was drawn by the quality of the products and also the chance to be a part of helping others succeed," he says.
Tim interned for two-and-a-half years as he made the transition from one career path to another. He graduated from college in 1989 and in April 1990 became a full-time Financial Representative. In 1996 Tim became Managing Director of The Texas Financial Group in North Houston. He enjoys being able to help his clients solve problems, help new Financial Representatives succeed, and having a positive effect on other people.
In 2003 Tim completed the courses with the American College to become a Chartered Life Underwriter.
Years of Experience
Representing Northwestern Mutual since 1987.
Education
University of Houston, Business - Economics (Bachelor of Science)
Associations and Memberships
As a member of the National Association of Insurance and Financial Advisors, Tim Carmean participates at the national level and in the Houston chapter.
He is also a member of GAMA International, dedicated to promoting the professional development of managers in the insurance and financial services industry.
Awards and Recognition
- Million Dollar Round Table Qualifying Member 1995-1996, 1998, 2000
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- MDRT is the premier association of financial professionals. MDRT status designation is granted for one year and members must apply every year to continue their affiliation with the MDRT
- National Quality Award 1992-1996, 2000, 2002, 2009
- Award recognizing persistency and performance
Here are my areas of expertise
Financial Planning
Business Employee & Executive Benefits Planning
Insurance Protection Strategies
Business Planning & Succession
Retirement Planning & Income Strategies
Education Planning & Funding
Multigenerational Planning
Estate Planning
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
