WE HELP LEADERS IN THE TRADE MAKE THE MOST OF THEIR HARD WORK

As a leader in trade, you've poured blood and sweat into building your business. 

But starting, scaling and exiting a successful business is complicated. We'll help you navigate the details of your financial plans and make proactive decisions so you can make the most of your hard work.

We will help pull together the data you need to get clarity on where you stand today, align on where you want to go, and build a plan to help you get there - walking with you step-by-step through it all. 

Learn More About Our Work

Email us at rachel.james@nm.com to schedule a time to talk - no pressure, no sales pitch.

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WELCOME TO TORQUE FINANCIAL GROUP

We’re Top Ranked by Forbes

Forbes has recognized Rachel James as one of the top
financial security professionals in MA. Many thanks to our
hardworking team, amazing clients, and partnership with Northwestern
Mutual. This wouldn’t have been possible without you.

2024 Forbes Best-In-State Wealth Advisors logo

Forbes Top Financial Security Professionals list (July 2024), Research and ranking
provided by SHOOK Research, LLC. Based upon data as of 12/31/2023. Northwestern Mutual
(NM) and its advisors do not pay for placement on 3rd party rating or ranking lists. NM and its
advisors do, however, pay marketing fees to these organizations to promote the rating or
ranking(s). Rankings and recognitions are no guarantee of future investment success.

GUIDANCE FOR BUSINESS OWNERS

Key Employee Planning

Finding good help can be a challenge for many business owners. Attracting and retaining the best employees involves offering a comprehensive benefits package. Executive Benefit solutions are designed to Recruit, Retain, Reward, and Motivate key employees using innovative funding solutions.

Succession Planning

We help establish Business Continuation and Succession strategies, while also addressing the design, financing, and implementation of executive retirement plans and related benefits. We consult with many types of businesses, from Collision Shop Organizations, Automotive, Towing, Electrical, Construction, HVAC, Plumbing and various other trade businesses.

With a focused expertise on the trade business owner, Rachel is here to help.

Helping You Create Your Evolving Business Plan

No matter where your business is within its life cycle, Northwestern Mutual recognizes that the goals you have for your business and personal life are intertwined. Watch this video to learn how our integrated approach to financial planning can help manage the full scope of your needs and goals at every stage

Infographic of a pyramid divided into 4 parts surrounded by circular arrows

  • Look at where you are today

    Your plan will help you make the most of what you already have, no matter where you're starting from, and give you a snapshot of your financial big picture.

  • Identify where you want to go

    Whether it's shorter-term goals like managing your debt, or longer-term ones like saving for a new home, or retirement, your financial plan will show you how you're tracking, help you understand what's working, and point out any gaps you might have.

  • Put together range of options to get you there

    Looking across all your goals, you'll get personalized recommendations and strategies to grow your wealth while making sure everything's protected. And I'll help you determine the right moves to make today and later on. Your financial plan is based on your priorities. As those priorities change throughout your life, we'll shift the financial strategies in your plan, too-so your plan stays flexible, and you stay on track to consistently meet goal after goal.

Here are my areas of expertise

Financial Planning

Business Planning

Business Employee & Executive Benefits Planning

Business Planning & Succession

Tax-Efficient Strategies

Investment Planning & Strategies

Retirement Planning & Income Strategies

Estate Planning

Boost your financial knowledge.

The Northwestern Mutual difference

No. 1

Best life insurance company for consumer experience, 2023. (NerdWallet)1

Top 5

We're one of the Top U.S. Independent Investment Broker-Dealers.2

$8.2B

In dividends expected to be paid in 2025.3

A++

AAA, Aaa, and AA+ - we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.4