Phillip Li
Financial Advisor
Inspiring our family to courageously grow and live life fully
I’m a financial planner, which to me comes down to 3 key areas:
- Investment strategy. In this area my team can help with answering a few questions:
- Are we saving and investing enough to get to our goal?
- Are we investing in the right ways (being properly diversified based on our timeline and risk tolerance)?
- Is there anything else that we should be doing?
- Defensive strategy. In this are my team can help with answering a few questions.
- Do we have the right emergency plan (for job loss, home emergencies, short term health issues etc…)?
- Do we have the right debt management in place (mortgage, student loans etc…)?
- Do we have the right insurance planning options selected through work and privately?
- Is there anything else we should be doing?
- Tax strategy. In this are my team can help with answering a few questions.
- Do we have a CPA that we trust?
- Do we understand how all of our investment & savings accounts are taxed (now and in the future)?
- Are we creating enough flexibility to plan around taxes in the long term (if taxes go up, our income changes, our income need changes etc…)?
- Is there anything else we should be doing?
No investment strategy can assure a profit and does not protect against loss in declining markets. Financial Representatives do not render tax advice. Consult with a tax professional for tax advice that is specific to your situation.
Schedule time with me if you’d like to chat further on and of those areas or more.
Additionally, I am a part of the leadership team here in Albany, NY...
Chris Radliff and I partner up to help mentor and coach new college intern and full time financial representatives and advisors. This career is one that offers something quite different from a classic 9-5. There is incredibly impactful and rewarding work you do to be of service to others, and you have the opportunity to change the course of your life forever.
If you or someone you know would like to learn more about our full time or intern opportunities please email me directly.
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours. Locally, I participate in several fundraising events, including our annual Lemon Golf Tournament.
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
