Missing Link Wealth Solutions
Luke Pulscher
Wealth Management Advisor|CLTC®, RICP®, WMCP®
About Me
Welcome to Missing Link Wealth Solutions! I’m Luke Pulscher, and South Dakota has been our cherished home for over 50 years. My wife, Carmen, is an elementary teacher with the Hot Springs School District, and together we have raised three wonderful children: Wyatt, Taylor, and Senay.
As a family, we embrace the beauty of the outdoors, enjoying activities such as horseback riding, hiking, and traveling. These experiences not only bring us closer together but also instill in us a deep appreciation for nature and adventure.
In addition to family time, I have a unique passion for the sport of armwrestling. Competing at a professional level has allowed me to travel and referee around the world, providing me with invaluable experiences and a global perspective.
With over 22 years of experience in the wealth management industry, I am dedicated to helping you achieve your financial goals. At Missing Link Wealth Solutions, we strive to be the critical connection in your financial journey, ensuring that every aspect of your wealth management is seamlessly integrated and expertly managed.
Thank you for taking the time to learn more about me. I look forward to partnering with you to help you live your life by design.
Professional Background
I have been a dedicated member of the Northwestern Mutual team since 2003. As a Wealth Management Advisor, I am passionate about collaborating with clients to design personalized, comprehensive financial plans that enable them to enjoy their lives today while achieving their important goals for tomorrow.
My commitment to continuous growth in my practice helps ensure that I am better equipped to serve my clients. To stay at the forefront of the ever-evolving financial planning landscape, I have earned the following professional designations:
- Certified Long Term Care Consultant (CLTC®)
- Retirement Income Certified Professional (RICP®)
- Wealth Management Certified Professional (WMCP®)
At Missing Link Wealth Solutions, we offer a range of planning services to meet our clients where they are and to fit their unique needs:
- Tactical Planning
- Advisory Planning
- Fee-Based Planning
By offering these tailored planning options, we strive to provide every client with a customized approach that aligns with their financial goals and circumstances.
Testimonials
What our clients are saying...
“I have been a satisfied NML policy holder for many decades. As I approached retirement, I was interested in consolidating my retirement finances from various institutions to just one location where I could have a close relationship with a trusted financial advisor. Luke Pulscher's focus as a Wealth Management Advisor with RICP, WMCP and CLTC credentials impressed me for that role, but what really resonated with me during our initial meetings was his big picture understanding of financial instruments and where they can best be applied. It became clear that he was interested in my long-term success and financial security rather than just being able to work with my assets.
I considered myself a knowledgeable engineer but get easily confused by all the foreign terminology in the financial world. Being my own financial advisor is not something I was interested in devoting much time to, and that is where Luke comes in. As an engineer, I have many questions about things I don't understand but want to be sure are done right. Luke can explain these financial instruments in a way that I can understand, and he is tolerant of my need to have things explained multiple times.
As I enter retirement, Luke is giving me factual comfort that I should be able to remain in a solid financial position based on my retirement expectations. I am looking forward to his guidance for many years to come."
- Bob Case Retired Electrical Engineer, Regulatory Compliance Asset Programs Manager
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.

Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.

Areas of expertise
We pride ourselves on offering comprehensive wealth management services tailored to meet your unique needs:
- Retirement Planning: We create customized strategies designed to help you work towards a comfortable and secure retirement, helping you achieve your long-term financial goals.
- Investment Management: Our expert team manages your portfolio with the aim of maximizing returns and minimize risks, striving to align your investments align with your financial objectives.
- Retirement Distribution: We develop efficient distribution strategies designed to help your retirement savings last.
- Risk Management: We help you navigate financial uncertainties by implementing strategies to manage risk and maintain liquidity.
- Legacy Planning: We assist in creating a lasting legacy, working to ensure your wealth is preserved and passed on according to your wishes.
Our planning services include Tactical Planning, Advisory Planning, and Fee-Based Planning, allowing us to meet you where you are.
Wealth Management
Financial Planning
Retirement Planning & Income Strategies
Advisory Services
Business Planning & Succession
Insurance Protection Strategies
Tax-Efficient Strategies
Estate Planning
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
