How do I start

The first step in your journey should be working with someone you like, respect, and most importantly someone who understands you. After these 3 boxes are checked off you can get the most out of your financial planning journey. Once you find that perfect advisor or planner to partner with, make sure they understand all the different things in life you and your family want to accomplish now, in 5 years and even 25+ years down the road. Always keep your eye out and be looking for a lasting long-term relationship with the person you decide to work with. 

 

Planning done right

Do you have good financial plan

Well, first you should be able to hold a complete written financial plan in your hand. Often when I engage with an individual, I will ask if they can send me a copy of their current financial plan. Typically I get a puzzled look from the individual because they have no plan to hold in their hand.

If you do have a plan in place, how do you know if it's a good plan? I believe a good financial plan should start with an outline of what you and your family care about. Then you should develop a clear and concise method of achieving these goals with the help of the trusted advisor/planner that you partner with. The most important part is making sure it's a plan you are happy and comfortable with. 

planning

  • Look at where you are today

    Your plan will help you make the most of what you already have, no matter where you're starting from, and give you a snapshot of your financial big picture.

  • Identify where you want to go

    Whether it's shorter-term goals like managing your debt, or longer-term ones like saving for a new home, or retirement, your financial plan will show you how you're tracking, help you understand what's working, and point out any gaps you might have.

  • Put together range of options to get you there

    Looking across all your goals, you'll get personalized recommendations and strategies to grow your wealth while making sure everything's protected. And I'll help you determine the right moves to make today and later on. Your financial plan is based on your priorities. As those priorities change throughout your life, we'll shift the financial strategies in your plan, too-so your plan stays flexible, and you stay on track to consistently meet goal after goal.

Savings

Budget

Insurance

Reads for you

Most individuals we engage with have little to no understanding of what taxes mean to them right now so it's even more challenging to understand what taxes will mean to them 30+ years from now.