Echelon Wealth Strategies
Kurt R Bogseth
Wealth Management Advisor|CFP®, RICP®, CLU®, ChFC®, CASL®
Get a financial plan that prioritizes your priorities.
I'll guide you through each step so you'll feel confident that you can do the things you've always wanted to—without having to worry if you can. See how we'll get it done below:
Look at where you are today
Your plan will help you make the most of what you already have, no matter where you're starting from, and give you a snapshot of your financial big picture.
Identify where you want to go
Whether it's shorter-term goals like managing your debt, or longer-term ones like saving for a new home, or retirement, your financial plan will show you how you're tracking, help you understand what's working, and point out any gaps you might have.
Put together range of options to get you there
Looking across all your goals, you'll get personalized recommendations and strategies to grow your wealth while making sure everything's protected. And I'll help you determine the right moves to make today and later on. Your financial plan is based on your priorities. As those priorities change throughout your life, we'll shift the financial strategies in your plan, too-so your plan stays flexible, and you stay on track to consistently meet goal after goal.
Here are our areas of expertise
Financial Planning
Business Planning
Life Insurance Strategies
Disability Planning
Long-Term Care Planning
Retirement Planning & Income Strategies
Estate Planning
Education Planning & Funding
Financial planning
Our financial planning conversations don't begin with your finances. Instead we start with you - your life, your family, your priorities, and goals. Once we have your big picture in focus, we'll tailor a plan from a range of financial options using multiple strategies designed specifically to help get you to where you want to be.
Retirement Plan Services
Offering your employees a qualified retirement plan can help employees save and plan for their future while helping you grow your business by attracting and retaining top talent. Our team officers services to employer sponsored retirement plans which can include plan provider selection and benchmarking, plan participant education, plan design consultancy, evaluation and implementation of fiduciary risk mitigation techniques and in specific cases plan investment advisory.
Our qualified planning services include:
Fiduciary Support
Plan sponsors want assistance with their fiduciary responsibilities. We approach client services with a fiduciary mindset, focusing on the objectives and need of the plan and its participants. We can partner with approved third-party investment service providers or Northwestern Mutual Wealth Management Company serves as investment fiduciary depending on how you choose to work with us.
Investment Support
The plan’s investment performance is one of the most crucial aspects of a successful plan. We regularly evaluate and monitor the plans investment options.
Plan Expenses
Plan trustees are responsible to know the services provides, the fees paid for those services and how the fees compare with other industry providers.
Plan Management
Whether you want to attract and retain top talent, provide a place for owners to save significantly on a tax deferred basis or provide a tool for all your employees to save, the best plan design is one that addresses the needs of your business. Our team assists in identifying plan providers, and helping you choose a plan that meets you and your participants’ objectives and needs.
Participant Communication
We provide one on one and group educational programs and general asset allocation models to assist your employees in making informed decisions when structuring their retirement savings plans. We understand the importance of helping your employees save for retirement to live comfortably in retirement.
Compliance assistance
Having a well-defined process and maintaining proper documentation is vital to meeting fiduciary responsibilities. Our team helps with plan and trust document review, regulatory updates, compliance review, and fee and expense impact.
Retirement planning
We tailor your plan to fit you and your goals with a range of financial options. From insurance for protection to strategies for growing your money and providing more flexibility, we'll help you live the retirement you always wanted.
Estate planning
We can help you coordinate with your other advisors like attorneys, accountants, and tax professionals to do things like set up trusts, minimize taxes, and administrative costs that can protect the legacy you leave behind.
Education funding
With the cost of school continuing to rise, it's more important than ever to have a plan to pay for it. From strategies for saving and funding education to how whole life insurance can play a role, we can help you understand your options.
Business planning
No matter if your business is big or small, we'll work hard to help you grow. From protecting against risk and managing growth, to attracting and retaining top talent, we have a range of solutions designed for you and your employees.
Special needs planning
Caring for a loved one with special needs can present unique challenges. We can help you navigate complex considerations and assemble the right team including experts in law, social services, and more, to help you provide the highest possible quality of life for you and your loved ones.
