Tooke And Associates
Kenneth John Tooke II
Founder|LUTCF®
Professional
Kenneth Tooke, Tooke & Associates
Launching his practice in 2001, Ken has worked with several different insurance companies throughout the industry and worked with countless clients across the nation. Quickly becoming an expert in Premium Financing, Ken aligned his practice with Northwestern Mutual in 2015.
His partnership with Northwestern Mutual gives him access to insurance products of the highest quality, backed by the Fortune 500 Company’s asset base.
Ken’s simple but detailed approach to correctly structure planning around financing life insurance premiums has been recognized by advisors, executives, and clients alike. He is able to leverage key relationships with banking professionals and estate planning attorneys, expert insight gained through actual experience, and analytical predisposition to help his clients and Partner Advisors leverage the power of Premium Financing.
Our Philosophy
According to the Edelman Trust Barometer1, fewer than 50% of consumers trust financial services companies. Frankly, there are certain products and individuals that deserve that kind of treatment. But our mission is to prove that we will gladly earn our clients’ trust through intentional, detailed planning and diligent follow through.
To determine if financing your insurance premiums is the right strategy, you have to look at your options through the lens of a framework we call Live, Die, Quit.
This framework is simple and straightforward. We look at the proposal of premium financing, ask three questions from the perspective of the client, and weigh the outcomes to make a decision.
- What happens if I live longer than I expected?
- What happens if I die prematurely?
- What happens if I want to exit (or quit)?
If you can honestly assess the benefits and risks associated with the answers to these questions, and financing your life insurance premiums seems to be an attractive option, then it might be worth pursuing. If you ask these questions and the risk seems too high, then premium financing may not be a good fit.
Honest evaluation and simple communication is our commitment to all those we serve.
If you are interested in working with our team, please reach out to Ken personally at:
Kenneth.Tooke@nm.com | 765-585-9901
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
Here are my areas of expertise
Financial Planning
Insurance Protection Strategies
Life Insurance Strategies
Multigenerational Planning
Estate Planning
Business Planning & Succession
Charitable Planning
Tax-Efficient Strategies
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
