Karen Irene Schmidt

At Mater Filia, we believe the starting point of any financial conversation should be with you – your life, your family, your priorities, and your goals.  We will listen to what is important to you and design a financial plan from multiple strategies specifically designed to help you get where you want to be.

Focus on Retirement

As a population, we’re living longer than ever – and that means your retirement dollar needs to last longer as well.  To help ensure you have the lifestyle you want in the future, including considering the estate you want to leave to your family, it is important to develop a sound retirement plan today to make the most of your savings tomorrow.

We work with you on every phase of retirement and financial planning:

• Saving for specific goals like home remodels, college for your children, special vacation and other fun discretionary needs
• Saving for Retirement and how that fits with your existing retirement savings such as 401k, SEP, Roth or other IRAs
• Approaching Retirement – as the day draws nearer, when do you access your Social Security, what options do you have to create income at the most tax efficient manner, feeling secure your retirement savings will be there for as long as you live, in the way you want to live.
• Living in Retirement – planning so that we consider rate of inflation, potential market risks to your portfolio, estate wishes, trust planning and discretionary planning.

The electrical lineman community is tight knit. We are proud to be one of the trusted financial planning teams that this group of hardworking families relies on for their financial advice and support. 

This video gets at the heart of why we love the lineman community so much! While a heartbreaking story, it shows the reason we get up every day and work tirelessly to make sure families are protected. 

We also feel it is important to address my appearance in this video. I was very sick with cancer at the time of this filming.  Cancer took its toll on me back then; I've have since recovered and am back to being more “me” now.  This may be a statement of vanity, but I see it as a way to be transparent and open and also communicate our ongoing commitment to help you and your family brace for tough times that may lay ahead.  

Forbes has recognized Karen as one of the top 
financial security professionals in California. Many thanks to our 
hardworking team, amazing clients, and partnership with Northwestern 
Mutual. This wouldn’t have been possible without you.