Karen Louise Bedwell Herhahn
Financial Representative|M.S.Ed., MPA
Professional Background
Following my first graduate degree, I began my career with the University of Colorado Medical Center, administrating the Navajo Otitis Media Project. My career progressed to Director of the Otitis Media Project for the Indian Health Service based out of Albuquerque, New Mexico.
I then pursued another graduate degree at the University of New Mexico in Public Administration with an emphasis in health. While in graduate school I oversaw the administration of my husband Frank T. Herhahn's plastic surgery practice in Albuquerque.
I joined Northwestern Mutual Life in 1987 and had a fulfilling career helping people make decisions for a lifetime of financial security.
Education
- BS Ed from the University of Georgia
- MS Ed from the University of Georgia
- MPA from the University of New Mexico
Personal
Family
I have been married to Frank T. Herhahn, MD, for 35 years. Frank's practice included pioneering liposuction in the US and he became the first President of the Lipolysis Society of North America. Thus, we have enjoyed a full life together travelling, bicycling, and merging the lives of a Nebraskan boy and an Illinois girl.
Hobbies
Gardening (master gardener), skiing, and bicycling. For 30 years, I bred and showed standard poodles in hunt tests and in the show ring. Everyone says they want to come back on this earth and be my standard poodle.
Here are my areas of expertise
Financial Planning
Insurance Protection Strategies
Life Insurance Strategies
Retirement Planning & Income Strategies
Education Planning & Funding
Disability Planning
Multigenerational Planning
Estate Planning
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.

Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.

How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
