Value in Creating Financial Freedom

Montanez Wealth Advisors Team

For many people, the number one cause of significant stress is money. We believe there is nothing more important than financial security. When achieved, everything else in life gets easier. We spend time working intentionally with our clients to help build financial independence and security through highly customized financial plans. We are constantly focused on active listening and asking thought provoking questions to get to the root of what money means to our clients.

Through the relationships our team has built, the Montanez Wealth Advisors team has found enjoyment working with clients within Walmart corporate and the surrounding supplier community as well as small to midsized businesses and their owners/executive teams. We also partner with clients in or near retirement helping them develop and execute their retirement income and legacy plans. Josh and his team understand that what makes them standout is their ability to work closely with specialist across multiple fields. We have found from our client’s experience that our value is strategic thinking and brainstorming, helping them know what they don’t know. We also think differently. We are constantly planning with foresight around our ever-changing environment — tax, political, economic, etc.

Financial planning

Our financial planning conversations don't begin with your finances. Instead we start with you - your life, your family, your priorities, and goals. Once we have your big picture in focus, we'll tailor a plan from a range of financial options using multiple strategies designed specifically to help get you to where you want to be.

Plan Now for Your Future

The Montanez Financial team prides themselves on not being a commodity but having a trusted relationship with their clients with a long-term view on their personal, professional, and financial aspirations. Josh is a fully licensed financial advisor and CERTIFIED FINANCIAL PLANNER™ professional, and chooses to run his practice based on goal oriented and risk adverse planning.

Using a comprehensive and consultative approach, Josh and his team employ a four-step process in working with his clients:

  • Discovery – Achieving clarity as to vision and goals; identifying financial gaps.
  • Creative Solutions – Educating and clear thinking about solutions; making decisions and helping to close financial gaps.
  • Strategy Development – Implementing the solutions to help achieve the desired outcome.
  • Result – Maintaining the implemented results; assuring confidence that the strategies will work over time.

What this means to you is that Josh and his team will carefully listen to and respect your unique situation, help you clarify your goals and objectives, and if planning recommendations are needed, make them with integrity.

The real benefit of working with Josh and his team is that you will feel taught – not sold, better organized, and more confident in planning the financial security for current and future generations.

The Northwestern Mutual difference

No. 1

Best life insurance company for consumer experience, 2023. (NerdWallet)1

Top 5

We're one of the Top U.S. Independent Investment Broker-Dealers.2

$8.2B

In dividends expected to be paid in 2025.3

A++

AAA, Aaa, and AA+ - we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.4

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