Joseph G Floyd
Wealth Management Advisor|CLU®, ChFC®, LUTCF®, CLTC®
Personal
A native to Kentucky, I have proudly served individuals, families, and businesses for nearly 35 years. My passion is helping people prepare for life's what-ifs and fulfill their dreams through a Financial Security Planning Process.
A long-time resident of Lexington, Kentucky, I graduated from the University of Kentucky then married my wife, Penny. A few years ago, when we desired a quieter life, we bought a former cattle and tobacco farm on the Beech River and moved to Springfield, Kentucky.
While at home, I thoroughly enjoy reading, improving our land, and spending time with friends, family, and our German shorthair dog, Peeke. I am an avid collector of vintage pinball machines, shotguns and Kentucky’s finest bourbon.
My Author Recommendations:
- John Jakes
- Greg Iles
- Ken Follett
- John Grisham
Professional
Over the course of my career, I have strived to be a life-long learner and a professional who develops a trusted and well-respected reputation. Please take a moment to review my credentials and accomplishments.
- CLU® - Chartered Life Underwriter
Received in 2014 from the American College.
The CLU® designation is the world’s most respected designation of insurance expertise. It symbolizes the highest standard of knowledge, trust and commitment to the financial industry of risk management. - ChFC® - Chartered Financial Consultant
Received in 2016 from the American College.
The ChFC® program allows advisors to meet the advanced planning needs of individuals, professionals and small business owners. These needs may include: insurance, income taxation, retirement planning, investments and estate planning. - CLTC® - Certified in Long-Term Care
Granted in 2007 by the Corporation for Long-Term Care Certification, Inc.
The CLTC® Certification educates professionals on the discipline of extended care planning. This allows professionals to thoroughly discuss the subject of longevity and its consequences on family and finances. - LUTCF® - Life Underwriter Training Council Fellow
Received in 1994 from the National Association of Insurance and Financial Advisors (NAIFA).
The LUTCF® designation, often considered the first designation any insurance professional should earn, provides professionals knowledge and skills on life insurance and annuities, health and employee benefits, multiline, and financial advising and investments. - Series 6 - Investment Company Products / Variable Contracts Products Representative Examination
- Passed in 1993.
- Series 7 - General Securities Representative Examination
- Passed in 2004.
- Series 63 - Uniform Securities State Law Examination
- Passed in 1993.
- Series 66 - Uniformed Combined State Law Examination
- Passed in 2004.
Areas of Expertise
Wealth Management
Financial Planning
Retirement Planning & Income Strategies
Tax-Efficient Strategies
Estate Planning
Insurance Protection Strategies
Long-Term Care Planning
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
