Our Unique Approach

Three Main Ingredients to Wealth Accumulation

Taxes

  • Investment professionals, individuals or retail investors tend to significantly underestimate the erosive nature of taxes on investment portfolios.
  • This is why we spend so much time helping our clients engage strategies and techniques to help reduce, mitigate and eliminate the impact of income and a capital gains tax and minimize future estate tax liability.

Time

  • There's no substitute for compound interest or the time value of money. The sooner you start saving, the faster it can grow. 
  • Time can perhaps be the most important ingredient when it comes to wealth accumulation.

Returns

  • The higher the Rate of Return, the faster the money can grow.
  • Investment professionals tend to compete on rate of return. And while we don't take a backseat from a rate of return perspective, we can't control what the markets will react to exogenous events, world economic crises, supply chain shortages, pandemics, etc.
  • However, we can help control capital allocation.

Financial Representatives do not render tax advice. Consult with a tax professional for tax advice that is specific to your situation.

Elevated Wealth Management

We deliver the elevated wealth management experience our clients deserve. We combine the sophisticated wealth planning and investment management expertise of our core team with advanced solutions offered through Northwestern Mutual Wealth Management. With in-house wealth management, advisory client's accounts are managed individually based on a unique vision, goals, and priorities.

Solutions are built with durable strategies to help protect against the unexpected, maximize investment performance and minimize tax. Solutions address asset acquisition, compensation income maximization, tax mitigation, asset growth, protection, retirement income, legacy planning, and estate planning.

A commitment to our client is also a commitment to their family. We coordinate multi-advisor teams for multigenerational planning and estate plans help protect and preserve what our clients have worked so hard for.

We understand that priorities shift over time so we follow a continuous process to uncover unique and evolving goals, providing a fresh perspective to answer life's big financial questions with confidence so our clients can enjoy their wealth today and for generations to come.

Financial Representatives do not render tax advice. Consult with a tax professional for tax advice that is specific to your situation.

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Not all wealth planning is created equal.

Choosing an advisor to help protect and grow your wealth is an important decision that can impact you, and multiple generations of your family.  Any advisor can say they offer exceptional value, and a lot of advisors DO say that - but can any advisor SHOW you the value they provide?

As your wealth planning firm, we will articulate and show the value you can expect from our work, and be fully transparent about the cost of our expertise. Wise investors choose a firm that provides advice, service, and value that is worth far more than the cost paid to obtain it.

Here is what real value can look like, which would you choose?

What we provide:

  • Investment Selection
  • Time Weighted Asset Allocation
  • Retirement Distribution Planning and Coordination
  • Tax-efficient Planning
  • Invest, Tax and Risk Coordination
  • Roth Conversion Analysis
  • Active Tax-Loss Harvesting
  • Strategic Philanthropy
  • Pension / Annuity / Social Security Optimization
  • Legacy Review and Planning
  • Coordination with Accountant and Attorney
  • Proactive Rebalancing
  • Health Insurance and Medicare Planning
  • Multi-Generational Planning and Education
  • Family Meetings
  • Cash Management and Optimization
  • Business Succession Planning
  • Planning for Business Liquidity Event

Tax-Efficient Planning

One tangible opportunity that can positively impact a Financial Plan relates to reducing the erosive impact of taxes over the lifetime. Among others, there are 5 core Tax-Efficient Planning Strategies we want all our clients to be aware of. 

  1. Tax-Diversification
  2. Asset Location
  3. Tax-Loss Harvesting
  4. Roth Utilization
  5. Strategic Philanthropy

 

Financial representatives do not render tax advice. Consult a tax professional for advice that is specific to your situation.

Our Services

Advisory Services

Disability Planning for Physicians & Dentists

Education Planning & Funding

Financial Planning

Investment Planning & Strategies

Insurance Protection Strategies

Retirement Planning & Income Strategies

Tax-Efficient Strategies

Our Planning Experience

To us, the best indication of true wealth, is a life well lived

 

Brown & Knapp’s Planning Experience

For many business owners and busy professionals, there's little time left after career and family to deal with personal finances.

Perhaps you've saved some money, bought some life insurance, or invested in the market, but have you taken the time to examine your current financial situation to help ensure that you are on track to meet your long-term financial goals? This is where we step in.

At Brown & Knapp, we serve as the well-coordinated center for managing your family’s financial matters.

Let our dedicated team of professionals help provide you with peace of mind, freeing up your time to pursue your passions, while guiding you through every step of your financial planning journey.