Dave Czarnecki
Financial Advisor|CFP®, CLU®, ChFC®, RICP®, WMCP®
Personal
Dave Czarnecki grew up in Brookfield, WI and spent most of his summers playing tennis and golf. Dave was a Brookfield Central Lancer and started competitively playing tennis at the age of 12. Dave finished up his tennis career as an NCAA® athlete, playing tennis for Ripon College.
When Dave wasn’t swinging a tennis racquet he had an entrepreneurial spirit from the very beginning. At the age of 10 he would walk a mile to the local golf course with a cooler full of soda to sell to the golfers until it was empty at a sharp discount from what they were selling out of the cart. It was hard work and for a 10-year old, $50 of profit in a day with almost no overhead was good money. His hardworking mentality from a young age translated into his daily academic, fitness and work habits later in life.
Realizing that he lacked the skill to play professional tennis Dave decided he had better learn to use his head and graduated from Ripon College with a BS in Mathematics and Minors in Economics and Computer Science. He also took on an executive board position with his fraternity and quickly learned how to become better organized and more efficient with his time by simultaneously balancing academics, tennis and the fraternity.
Working with Northwestern Mutual
An amazing opportunity presented itself to work with an awesome team of people at the Northwestern Mutual corporate headquarters in Milwaukee, WI and Dave started his first "real job" soon after graduation. He learned a lot in his initial role as a software developer and transitioned to the business side of the company working on numerous corporate large product development efforts but is still a computer geek at heart.
He is also a man of Faith, and believes that all things happen for a reason. When he started out professionally he would have never pictured himself being an advisor and thought negatively of the industry in general and didn’t think that advisors really added that much value and tried to do things on his own. But after some eye-opening events with family members and friends that didn't proactively plan for their future, Dave saw the positive impact that financial planning can have on people's lives, in the community and for his own family. He took the leap of faith to become an advisor and hasn't looked back. Dave is thankful every day that he has the opportunity to listen to and educate his clients to help them achieve financial peace of mind.
Dave currently lives in Waukesha, WI with his wife Jordan and three children.
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
Professional
Dave Czarnecki seeks to build long-lasting relationship with clients ranging from successful families, physicians, and closely held business owners who are looking to learn more about the available options to grow and protect what is important to them. He specializes in offering tax-efficient solutions to highly compensated individuals who are paying significant tax in their portfolio or have the potential to do so in the future.* If you believe in math and hate paying taxes let's talk!
Dave is a qualifying member for the Million Dollar Round Table (MDRT). MDRT is the premiere association of financial professionals. MDRT status designation is granted for one year and members must apply every year to continue their affiliation with the MDRT. Founded in 1927, MDRT provides its members with resources to improve their technical knowledge, sales and client service while maintaining a culture of high ethical standards.
Dave is also a CERTIFIED FINANCIAL PLANNER™ Professional (CFP®). CFP® certification is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients' best interests today to prepare them for a more secure tomorrow.
*Financial Advisors do not give legal or tax advice. Taxpayers should seek advice based on their particular circumstances from an independent tax advisor.
Education
- Ripon College, Mathematics (Bachelor of Science)
- The American College of Financial Services - Insurance, Investments, Financial Planning (CLU®, ChFC®, RICP®, WMCP®)
- CFP Board, Financial Planning and Services (CERTIFIED FINANCIAL PLANNER™ Professional (CFP®))
Awards and Recognition
- Million Dollar Round Table Qualifying Member 2021-2023
- MDRT is the premier association of financial professionals. MDRT status designation is granted for one year and members must apply every year to continue their affiliation with the MDRT
Here are my areas of expertise
Financial Planning
Investment Planning & Strategies
Insurance Protection Strategies
Life Insurance Strategies
Disability Planning
Retirement Planning & Income Strategies
Business Planning
Tax-Efficient Strategies
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
