Carlos was born in Watsonville, California then a few years later moved to San Jose, California and now resides in Bakersfield where he has spent majority of his life. He enjoys playing golf and spending quality time with his family. Carlos is devoted to his community and has shown his involvement over the years in his early stages of his career by staying engaged, donating, volunteering and helping others to succeed.
Carlos R. Lovera
Financial Advisor|MBA
Personal
Professional
Carlos received his Bachelors in Business Administration and Masters in Management from California Coast University in Santa Ana, California. He comes from years of experience in a corporate level background in the E&P sector dealing in a wide range of expertise such as; Capital Projects, Operations, Compliance, Marketing, Exploration, Planning, Regulatory Affairs, Business Risk & Advising.
A competitive advantage in Carlos' practice philosophy is the ability to being prepared for the unexpected and share the power of financial planning and how it can help you achieve your dreams today and the ones you have for the future, while protecting what matters the most during challenging times.
Education
- California Coast University - Management (Master of Business Administration)
- California Coast University - Business Administration (Bachelor of Science)
Here are my areas of expertise
My Mission is to enhance the lives of my clients to a lifestyle they dream. Through the application of the best financial practices, we will build trust and credibility to partner with clients in long-term, trusted advisory relationship by delivering tailored advice to give clients the confidence to reach their goals.
A competitive advantage in my practice philosophy is the ability to being prepared for the unexpected and share the power of financial planning and how it can help you achieve your dreams today and the ones you have for the future, while protecting what matters the most during challenging times.
Financial Planning
Insurance Protection Strategies
Life Insurance Strategies
Retirement Planning & Income Strategies
Education Planning & Funding
Disability Planning
Multigenerational Planning
Estate Planning
Lending a hand in my community.
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
Taft Community College
Carlos is an advocate for education and helping students succeed. That is why he sits on the Advisory Board for Taft Community College where he has help developed education programs, mentoring students, and visits classrooms for student engagement presentations.
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
