Northwestern Mutual
Scripps Ranch
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Leadership
Putting people first.
All of our leadership are dedicated to doing good for our clients, employees, and community.
Get to know our leadership team
Leadership at the Scripps Ranch office is dedicated to doing good for our clients, employees and community.
Robert Caraveo
CFP®, RICP®, ChFC®, CLU®, CLTC®
Managing Director
We aim to create and implement a world class financial plan for our clients; focusing on building a strong foundation of protection and knowing how & where to maximize opportunities for growth and savings. Utilizing Robert’s advanced credentials, sophisticated planning software, & the extensive resources of Northwestern Mutual, Robert & his team help deliver a better tomorrow for their clients.
Andrew Cook
ChFC®, RICP®
Growth and Development Director
Andrew and his team work with many young families, professionals, business owners and retirees all across the United States. They bring a unique set of both professional and life experiences to every relationship and enjoy making a difference in all of their clients' lives.
Harjit Khatra
Director of Talent Development
I understand that financial planning means something unique to everyone. I’ll work with you to build a strategic plan for the future, complementing the good work you’ve already done to achieve your goals.
Kristin Ramirez
Field Director
I believe that family is the most important thing. I believe in doing what is RIGHT, for the right reason, the right way. The way I do this is by getting a firm understanding of my client’s beliefs, values, and goals – and give them the right tools to make reaching these goals possible. We will work together to provide a clear vision for your future.
Zack Ziegler
Field Director
Born and raised in San Diego, CA. My wife and I live in Rancho Bernardo with our son, Joseph, and lab mix, Bailey. Our team runs a generational Financial Planning practice that specializes in navigating my clients through some of the biggest phases in their financial journey to help alleviate the anxieties of financial stress. If you would like to learn more let's connect!