Compare types of life insurance

Our industry-leading life insurance can simply protect your loved ones from the unexpected, or it can do that and give you more financial flexibility while you're living.

Compare life insurance products
BenefitsWhole LifeTerm LifeUniversal LifeVariable Universal
Benefits snapshot
  • Guaranteed lifelong protection1
  • Guaranteed cash value growth2
  • Potential for dividends3
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  • Temporary coverage that's more affordable
  • Option to convert to lifelong coverage later
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  • Guaranteed lifelong protection1 with flexibility to choose premium and death benefit amounts4
  • Builds cash value2
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  • Lifelong protection1 with the potential to increase cash value growth by choosing how it's invested5
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Premiums that never increase6
Adjustable premiums4
Builds cash value2

Guaranteed cash value growth over time that can be used for anything you need.

Cash value growth is based on a daily interest rate and can be used for anything you need.

Cash value growth will fluctuate based on the markets and can be used for anything you need.

Potential for dividends3
Optional riders
Cost of coverage

Depending on health, age, and coverage amount, it could be as low as $60 a month.7

Depending on health, age, and coverage amount, it could be less than $1 a day.8

Based on health, age, and coverage amount.

Based on health, age, and coverage amount.

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See more details on the types of life insurance we offer

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Ready to protect your loved ones with life insurance?

Our advisors will help you figure out which type, and how much, life insurance you need to fit your situation, goals, and budget.

It's easy to get started—no commitment, just a better conversation.

The Northwestern Mutual difference

No. 1 ranked insurance company for consumer experience

Best life insurance company for consumer experience, 20239

Ranking for Northwestern Mutual Investment Services LLC, ©2017–2024 and TM, NerdWallet, Inc. All Rights Reserved.

A++ financial strength rating

AAA, Aaa, and AA+—we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.10

Awarded in the Insurance category: Life & Health industry, Fortune® Magazine's annual survey, 2017

$8.2B in dividends expected to be paid in 2025

in dividends expected to be paid in 20253

Statistic for Northwestern Mutual, Dividends are reviewed annually and are not guaranteed. based on Northwestern Mutual policyowner data.