5 Financial Moves to Make in November

November is here and before you know it, you’ll be gathering with family and giving thanks. Hopefully you have a lot to be thankful for this year, including your finances. 

To make sure you get the most out of your money this month, check out these five financial moves to make in November.  

1. PLAN YOUR CHARITABLE DONATIONS 

While you’re reflecting on everything you have to be thankful for, it’s also a great time to give back. Whether you plan to donate your time, money or another resource, make a plan for how you want to express gratitude this year. It’s also a great opportunity to teach your kids about the importance of charitable giving. Research has shown a connection between generosity and happiness, so this is a lesson you can’t start early enough. 

2. SPRUCE UP YOUR HOME 

If you’re hosting a big Thanksgiving dinner or holiday gathering, family members from all over will soon be descending on your home. Looking to give your space a spruce? You can pull off a big refresh without a big budget. Check out these 10 home improvement projects under $30 to give your home a quick refresh. And if you have a bigger project on your mind, here are some home renovations worth paying more for.  

3. MAKE AN ESTATE PLAN 

During the holidays, family is on your mind more than ever. Why not give them one of the most important gifts and make sure your estate plan is in order? After all, you want to be able to take care of your family, even after you’re gone. This primer breaks down everything you need to know about estate planning. And if you’re looking for inspiration: Here's how one new mom tackled the emotional journey — and what she learned along the way.  

4. CREATE A COZY FAMILY SPACE 

As the temperatures continue to drop and the days grow shorter, outdoor activities are often replaced with nights and weekends at home. Create a cozy space your family can enjoy all winter long — and beyond. Not sure where to start? Check out how this family created an “anything room” that can evolve with their interests, or how this book-loving family created the ultimate home library. 

5. MAKE SAVING PERSONAL 

The holidays can be a hard time for your savings. Between buying gifts, traveling to see family and hosting your own celebrations, it’s an expensive time of year. So if you’re struggling to meet your savings goals, make it easier on yourself by matching your savings strategy to your personality. Finding a plan that works for you will make meeting your goals that much easier.