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Types of Insurance
Protect today and every day after with insurance.
Insurance is the best way to protect the life you've worked hard to build and give you (and your family) more financial flexibility when it's needed most.
Get insuranceInsurance coverage that can do more for you
At Northwestern Mutual, managing risk is a key part of our financial planning philosophy. We help people live more and worry less—today and down the road. Our advisors will help you figure out the right types of insurance, and exactly how much you need. And with the highest financial strength ratings in the industry1 and over 164 years in this business, we'll be here whenever you need us.
Get startedThere are many types of insurance to choose from.
Life insurance
What's included: a payout (that's guaranteed)2 when you pass away, and if it's permanent life insurance, more financial flexibility throughout your life, even in retirement.Best for: people who want to know that their loved ones will be financially secure, no matter what happens.
Disability income insurance
What's included: money to replace a portion of your income, or close the gap between your work coverage, if you're ever too sick or injured to work.Best for: individuals (even stay-at-home parents), doctors, dentists, business owners, and employers who want to protect their income, career, or employees.
Long-term care planning
What's included: a comprehensive plan that will help you pay for care if a chronic illness or injury prevents you from properly caring for yourself, no matter your age.Best for: people (or a loved one) who want the freedom to either stay at home, or get care at a facility of their choice, should they need it.
Income annuities
What's included: an additional income stream for when you retire that's guaranteed3 and that you can never outlive.Best for: people who want to have an additional stream of retirement income that's steady and cannot be outlived.
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Insurance policies: making your financial plan smarter
Insurance isn't often seen as a key part of a financial plan. Our advisors can show you how the right insurance and investment strategies can give you more options, flexibility, and confidence with a financial plan tailored to your priorities and goals—now and years from now. Here's what our version of planning can do:
- Protect what you've worked so hard for.
- Make the most of what you have with recommendations for saving and managing debt.
- Grow your money with the right investments to reach your goals.
Life Insurance Calculator
How much life insurance is right for you?
Put money back into your pocket with insurance dividends.
Dividends are given out when our earnings turn out better than we thought they would when premiums were set, and benefits established.5 As a mutual company, we don't have stockholders so instead of paying dividends to Wall Street, we pay them to our policyowners. Even though they're not guaranteed, we've paid dividends every year since 1872. Here's what you can use them for:
- Anything you want (when you take it as cash)
- Paying your premiums
- Increasing your coverage
The Northwestern Mutual difference
No. 1 ranked insurance company for consumer experience
Best life insurance company for consumer experience, 20236
No. 1 ranked for disability income insurance
Top ranked for disability income insurance7
A++ financial strength rating
AAA, Aaa, and AA+—we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.1
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Ready to find the right insurance coverage for you?
Our advisors are here to recommend the right types, and right amount, of insurance to fit your goals and budget.
It's easy to get started—no commitment, just a conversation.