Patrick T Horne
Financial Representative|CLU®, ChFC®, CASL®, CLTC®
Personal
Pat Horne is happily married to Melissa. They have 5 children: Brynn, Zach, Cameron (deceased), Jordan and Seth.
Pat's hobbies include spending time with his family, including yearly fishing trips, attending sporting events, and traveling up north.
Pat Horne is an avid sports fan and coach; he coached football and basketball in college, and continues to coach football in the summer at Milwaukee Lutheran High School.
Lending a hand in my community.
Pat believes in giving back to his community and participating in causes that are important to him. He is associated with the following civic groups:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
Fellowship of Christian Athletes (FCA)
Fellowship of Christian Athletes (FCA) focuses on serving local communities by equipping, empowering and encouraging people to make a difference for Christ.
Wisconsin Upside Down Foundation
Wisconsin Upside Down Foundation works to create communities, opportunities, and acceptance of individuals with Down Syndrome in Wisconsin.
Wisconsin Adoption
Adoption Resources of WI is an organization that has helped facilitate the placement of more than 1,500 children from foster care into adoptive homes. In addition, ARW provides additional programs that continue to help families grow together after the initial adoption.
West Suburban YMCA
West Suburban YMCA (Board of Directors) has been building strong kids, strong families and strong communities through many programs and services. The YMCA helps people grow strong in spirit, mind and body and builds relationships within families, between neighbors and around the world.
Milwaukee Rescue Mission
Milwaukee Rescue Mission provides care and support for Milwaukee’s poor and homeless through various programs.
Christian Stewardship Foundation
Christian Stewardship Foundation offers expert counsel and innovative, flexible giving solutions to help individuals and families, as well as churches and ministries, with charitable funding options.
Concordia Alumni Advisory Council
Concordia Alumni Advisory Council a volunteer-driven organization that works in partnership with the Alumni Relations Office to strengthen the relationship between alumni and the university. The Alumni Association is committed to building and fostering the relationship between Concordia and its graduates. Through alumni events and reunions, volunteerism, communications, and a variety of services and benefits, the Alumni Association encourages lifelong involvement of alumni in university life.
Best Buddies
Best Buddies is dedicated to establishing a global volunteer movement that creates opportunities for one-to-one friendships, integrated employment and leadership development for people with intellectual and developmental disabilities.
Professional
Pat Horne began his career with Northwestern Mutual as a college intern in 1977. During his internship, Pat earned the Top 10 Intern achievement. He started his full-time career as a Financial Representative in 1980. Since then, Pat has transitioned his practice from Financial Representative to Financial Advisor.
He has earned his CLU® and ChFC® designations, and is a qualifying/life member of the Million Dollar Round Table (1984-1986, 1988, 1991-2013):
Chartered Life Underwriter (CLU®)
The CLU® designation is the undisputed professional credential for persons involved in the protection, accumulation, preservation and distribution of the economic values of human life. For Financial Representatives such as Pat Horne, as well as field managers, home office personnel and others involved in providing life insurance products to the public, the CLU® designation is the common bond for continuing growth and commitment to professionalism.
Chartered Financial Consultant (ChFC®)
The ChFC® designation prepares financial representatives to meet the advanced financial planning needs of individuals, professionals, and small-business owners, including insurance, income taxation, retirement planning, investments, and estate planning.
Million Dollar Round Table (MDRT)
Pat Horne is also a qualifying/life member of the Million Dollar Round Table. MDRT is the premier association of financial professionals. Pat has qualified for MDRT every year since 1985. Founded in 1927, MDRT provides its members with resources to improve their technical knowledge, sales and client service while maintaining a culture of high ethical standards.
Years of Experience
Representing Northwestern Mutual since 1977.
Education
Carroll College, Business (Bachelor of Science)
Memberships and Awards
Pat Horne is motivated by helping others succeed and enjoys being part of several business organizations that are dedicated to the same goal. Pat is involved in the business community as an active member of the following organizations:
National Association of Insurance and Financial Advisors (NAIFA)
NAIFA is a national nonprofit organization representing the interests of more than 70,000 insurance and financial advisors nationwide through its federation of over 900 state and local associations.
NAIFA Quality Award 2011-2014, Award recognizing commitment to excellence in service to clients and industry
Association for Advanced Life Underwriting (AALU)
The mission of AALU is to promote, preserve and protect advanced life insurance planning for the benefit of our members, their clients, the industry and the general public.
Here are my areas of expertise
Financial Planning
Insurance Protection Strategies
Life Insurance Strategies
Retirement Planning & Income Strategies
Education Planning & Funding
Disability Planning
Multigenerational Planning
Estate Planning
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
