Personal
I started a Wealth Management Practice because of my earnest desire to help my clients be better prepared for the unseen and unexpected twists and turns in their financial lives. Helping them grow and preserve their savings is and has always been my ultimate goal.
I reside in the small hamlet of Congers, a short drive north of NYC, with my wife, Elviza, who is a talented homemaker. Together we have raised 6 children, 5 of which graduated from college and one who is currently in his third year.
In 1991, I was elected President of the New York Phil-Am Lions Club and led several medical missions to developing countries as well as raised funds to provide care and surgeries for the visually impaired.
I was an officer of the International Order of the Knights of Rizal and led the organization in raising funds to reward exceptional young writers who told the stories of their native country’s culture, customs and values.
In 1997, I founded the Millennium Lions Club of Yonkers, NY which became the top Club in the District, in terms of raising funds for projects and missions that provide aid to residents of needy countries around the world. Then in 1998, I also helped establish the Centennial Lions Club in Rockland County.
As Vice President of the Filipino Association of Rockland, I promoted an annual Sports Fest. This same association also ran soup kitchens and coat drives for the homeless during Thanksgiving and Christmas.
Besides these organizations, I was the Head Coordinator of the ushers at our local church, St. Paul's, for 17 years. I still participate as a Lector and am a member of several Parish Advisory Council teams. Recently, I joined the “THIS MAN IS YOU” worldwide ministry which endeavors to help men become parish leaders who reflect Christian values in their family life, community and professions.
My hobbies include buying and restoring old cars and singing karaoke, downhill tobogganing during winter and traveling during summer.
Professional
Ric is the recipient of many awards in his line of business and has qualified for Million Dollar Round Table (MDRT) for 23 straight years. MDRT is the premier association representing a global financial advisory consortium of the world’s leading financial services professionals.
He has also earned the Chartered Life Underwriter (CLU) professional designation from the American College, Bryn Mawr, PA which was founded in 1927. The American College has provided professional education to raise the standards of the financial services industry.
The Chartered Life Underwriter (CLU) designation has long been recognized as the fundamental and foremost educational credential for life insurance professionals. Since 1927, more than 94,000 individuals have earned their CLU, helping them build a successful life insurance practice by providing clients with knowledgeable and ethical advice. For financial representatives, field management, home office personnel, and others involved in providing life insurance products to the public, the CLU designation symbolizes continuing growth and commitment to professionalism.
Ric conducts a customized Personal Needs Analysis covering multiple areas of risk management, estate analysis, and investment needs. He is a licensed insurance agent of The Northwestern Mutual Life Insurance Company, and a registered representative of Northwestern Mutual Investment Services Inc. It is through Ric’s affiliation with these companies which enables him to offer risk management and investment products and services.
Years of Experience
Representing Northwestern Mutual since 1984.
Education
University of the Philippines – Business (Bachelor of Science)
Making a Difference
As part of Northwestern Mutual, I'm proud to help accelerate the search for better childhood cancer treatments while supporting families undergoing treatment, and survivors from late effects. Here are some of the organizations we partner with:
Alex's Lemonade Stand Foundation for Childhood Cancer (ALSF)
ALSF funds cancer research, raises awareness, and supports the families of children with cancer. Since 2012, Northwestern Mutual, its employees, and financial professionals like me have donated more than $20 million to support ALSF and fund over 400,000 research hours.
Beads of Courage
Beads of Courage is an art-in-medicine program that helps kids with cancer tell their unique treatment story through colorful beads that are symbols of their courage.
International Lions Club
The Lions Club strives to be the global leader in community and humanitarian service and to empower volunteers to serve their communities, meet humanitarian needs, encourage peace and promote international understanding through Lions clubs. Enrico Aberion was sworn in as the 20th president of the N.Y. Phil-Am Lions Club on June 7th, 1991. He became a Lion member in September 1985, and has since been twice elected club secretary, once in 1986-87 and again in 1987-88, and has since been a part of the official staff. Over the years, he has held various committee chairmanships, like the search committee for the Miss Lions Contests, Raffle Fund Raising and the Administrative Committees. In 1989, he won the distinguished Lion of the Year Award.
Areas of Expertise
Financial Planning
Retirement Planning & Income Strategies
Life Insurance Strategies
Disability Planning
Disability Planning for Physicians & Dentists
Education Planning & Funding
Insurance Protection Strategies
How Northwestern Mutual helps you live the life you want.
When people feel better about their money, good things happen—they become more confident and feel more secure. For more than 160 years, Northwestern Mutual has helped people achieve the financial flexibility they need to live more and worry less.
Being a mutual company means Northwestern Mutual reports to its clients, not Wall Street. They don't believe in chasing fads or taking undue risk for short-term gains. Instead, they take a long-term approach—both in the way we help people plan to reach their goals, and in the way they do business. This has served their clients (and mine) well through all kinds of economic ups and downs, including wars, recessions, even the recent pandemic.
It's why I'm happy to be part of a company that's in it for the long-haul and prioritizes clients over profit.
