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What Is Disability Insurance?
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Physician Disability Insurance
Protect what you've been working so hard for.
We have industry leading options to help you replace some of your earned income if you ever become too sick or injured (even partially) to practice as usual.
Get insuranceWhat is disability insurance for physicians and dentists?
You've made a significant investment in your career, and your unique capabilities are the most important financial asset you have to earn a living. Unlike other professional careers, an injury or illness can adversely affect your ability to perform your job. That's why it's important to have the right disability coverage in case the unexpected happens and you're not able to do the work you love.
We've designed our policies to give you flexibility and choice that can help meet your unique needs. Whether you want to stay in your practice or start something new, you can rest easy knowing that if you experience a covered disability, you'll be able to help cover your daily expenses as well as keep your lifestyle and your financial plan on track.
Get startedWe cover more physicians and dentists than anyone else1
See how our disability insurance helps protect your income
Options for your physician disability insurance
We'll help you understand each option and figure out which type of coverage will be right for your unique needs and your budget.
True Own Occupation
Should you ever become unable to perform all the duties of your occupation, you'll collect the full monthly benefit—even if you're earning an income in a different occupation.
Medical True Own Occupation
This option builds on our True Own Occupation and goes a step further by giving you the flexibility to stop working and still be eligible to collect the full benefit.
Questions about physician disability insurance? We've got answers.
Disability Insurance Calculator
How much disability insurance do you need to protect your income?
Doctors and dentists tell their disability insurance stories
Hear how Northwestern Mutual helped these practitioners plan for the unexpected.
Get matched with a financial advisor in four easy steps.
The Northwestern Mutual difference
97% of our clients stay with us year over year
The percentage of our policyowners who stay with us year over year.3
No. 1 ranked for disability income insurance
Top ranked for disability income insurance4
$570M in expected disability insurance dividends paid back to our policyowners
in expected disability insurance dividends paid back to our policyowners in 20255
Boost your knowledge on physician disability insurance
Ready to take the next step?
Our advisors will help you figure out which kind, and how much, disability income insurance is right for you.
It's easy to get started—no commitment, just a conversation.